WELCOME TO CREATIVE FINANCE LOANS

Credit cards are useful for everyday spending, large one-time purchases, balance transfers to take advantage of a lower interest rate and more. If you have one or more credit cards you rarely use, there likely won’t be a penalty fee or immediate ding to your credit score if it sits untouched. However, a card issuer … Read more

A FICO® Score is a type of credit score typically ranging from 300 to 850 that companies use to evaluate your creditworthiness. Your FICO® Scores can impact your eligibility and offers when you apply for a loan or credit card and affect other areas of your life, like your options when renting or getting insurance. … Read more

Whether youll see a score bump depends on the credit score model being used, but paying can help you in other ways, too. Many, or all, of the products featured on this page are from our advertising partners who compensate us when you take certain actions on our website or click to take an action … Read more

“Expert verified” means that our Financial Review Board thoroughly evaluated the article for accuracy and clarity. The Review Board comprises a panel of financial experts whose objective is to ensure that our content is always objective and balanced. The advice in this article is offered by the team independent of any bank or credit card … Read more

Looking to splash out on a Mercedes-Benz but stressed over how to afford it? Many financing options are available to help you drive off the dealer lot in your luxury ride, whether your heart is set on a new convertible, sedan or SUV. To help bring your new ride home, we’ve evaluated some of the … Read more

You’ve finally sold your house and are happy with the deal. Understandably, your next question is: When do I get the money after closing? It usually takes a few days to receive your money, but it can vary based on the closing process and how you choose to be paid. Paying off your mortgage is … Read more

Hey there, folks! If you’ve ever wondered how low some scammers can go lemme tell ya about a nasty little scheme called equity skimming. It’s the kinda thing that makes your blood boil—preying on folks who are already down on their luck facing foreclosure, and desperate to save their homes. So, what type of crime … Read more

Make no mistake – £10,000 is a lot of money. But it is possible to save up over a few years, especially if youre planning to buy a home with a partner whos also saving. Is it enough to get a mortgage though? Keep reading to find out. Saving up a deposit for a house … Read more

Your credit utilization ratio is important even if you pay your bills in full. You could have a high credit utilization if your card issuer has already reported your card’s balance to the credit bureaus prior to your payment. You wont accrue interest on your purchases if you pay your credit card bill in full … Read more