WELCOME TO CREATIVE FINANCE LOANS

You may have heard an alarming story of a friend driving a new car home only to get a call to bring it back to the dealership because a loan didnt go through. Can a car loan be denied after approval? Though rare, it is possible to believe you are fully approved and learn later … Read more

You can sell a car with an existing loan by first determining your car’s value, contacting your lender and calculating your equity. Then list your car, finalize the price and pay off the loan. So, you want a new car but still owe money on your current one. Not a problem. You can sell your … Read more

When it comes to how often you should apply for a card, there’s no one-size-fits-all answer. But there are some considerations that can help you figure out what’s best for your situation. Before you apply for a new card, its important to understand how it might impact your credit. And considering factors like interest rates, … Read more

When you default on a secured loan, the lender may repossess the asset you used as collateral. With an unsecured loan, the lender may sell the debt to a collection agency, which could sue you for payment. When you default on a loan, it could trigger a range of negative consequences, including damage to your … Read more

A 710 credit score falls into the “good” band and will qualify you for some credit cards and loans, but may not get you the lowest rates. Many, or all, of the products featured on this page are from our advertising partners who compensate us when you take certain actions on our website or click … Read more

This article contains general information and is not intended to provide information that is specific to American Express products and services. Similar products and services offered by different companies will have different features and you should always read about product details before acquiring any financial product. Closing a credit card with a zero balance could … Read more

Becoming an authorized user on someone else’s credit card can help you build credit. In order to build a good credit score, the primary account owner needs to have a good credit score and responsibly manage the account. Becoming an authorized user on someone elses credit card account can be a great way to establish … Read more

Hey there, if you’re asking yourself, “How do I separate my credit from my husband?” you’re probably in the middle of a divorce storm, and let me tell ya, it ain’t no picnic. Here’s a jaw-dropper to kick things off did ya know that a huge chunk of folks—around 38%—see their credit score tank by … Read more

Paying off your car loan before retirement can be a smart financial move for many reasons. With no steady paychecks coming in anymore, minimizing expenses becomes crucial A car payment every month can take a big bite out of your limited retirement income. However, deciding whether or not to pay off your auto loan early … Read more