WELCOME TO CREATIVE FINANCE LOANS

With a 5% discount and a slew of extra perks, a Target RedCard could offer more benefits than you realize. If youre a fan of shopping at any of the 1,851 Target stores throughout the U.S. or Target.com, youve likely heard about the Target Circle Card. With both credit and debit card options, coupled with … Read more

According to the Government of Canada, a credit score is a 3-digit number that represents how likely a credit bureau thinks you are to pay your bills on time.1 It can be an important part of building your financial confidence and security.1 For example, building a good credit score could help you get approved for … Read more

In one way or another, we’re all chasing the American Dream. Not the white picket fence per se, but the sense of security that comes with it. You know, the relief of paying your bills on time. The pride that comes with covering your kids’ tuition. The satisfaction of owning a home you love. The … Read more

Buying a $700,000 home is a significant financial decision, and understanding the salary requirements beforehand is necessary for planning. Home affordability depends on multiple factors, including your mortgage rate, down payment, property taxes, homeowners insurance, and debt-to-income ratio. In this article, we will break down what salary you need to afford a $700K home and … Read more

Getting approved for an Amazon credit card can save you a lot of money on your online shopping Amazon offers two different credit cards – the Amazon Prime Rewards Visa Signature Card and the Amazon Rewards Visa Signature Card Both cards offer generous rewards and benefits for shopping on Amazon.com and Whole Foods. But like … Read more

With more parents needing to finance a larger portion of their child’s education, they face various options that can be confusing. One of the most common methods for paying for college is using a Parent PLUS Loan. This financing method has advantages and disadvantages that parents and students must understand before making this decision. Proper … Read more

When you still owe the IRS for past taxes, it’s likely that the agency will be more willing to work with you—such as allowing you to pay your tax in monthly installments. To find out more about how owing the IRS will affect your credit watch this video. Hello, I’m Scott from TurboTax, with important … Read more

Having a good credit limit on your credit card can be beneficial in many ways But what constitutes a “high” credit limit these days? Is a $2500 credit limit considered high or just average? In this comprehensive guide, we’ll explore what credit limits are, examine the factors that determine your credit limit, look at average … Read more

Can you borrow money to buy a house? Absolutely. Many mortgage lenders accept multiple forms of assistance to finance your purchase. For first-time buyers, this might include using gift funds for a down payment, which can reduce upfront costs. Some borrowers may also consider personal loans from family members to pay down debt or even … Read more