“Expert verified” means that our Financial Review Board thoroughly evaluated the article for accuracy and clarity. The Review Board comprises a panel of financial experts whose objective is to ensure that our content is always objective and balanced. Bankrate is always editorially independent. While we adhere to strict , this post may contain references to … Read more
Many or all of the products on this page are from partners who compensate us when you click to or take an action on their website, but this does not influence our evaluations or ratings. Our opinions are our own. Santander personal loans may be a solid option for good- or excellent-credit borrowers looking for … Read more
Many, or all, of the products featured on this page are from our advertising partners who compensate us when you take certain actions on our website or click to take an action on their website. However, this does not influence our evaluations. Our opinions are our own. Here is a list of our partners and … Read more
One of the most popular ways to help someone get onto the property ladder is a gifted deposit. Getting your foot on that all-important first rung is hard, so many first-time buyers turn to the Bank of Mum and Dad for help. The thing is, gifting a deposit isn’t a straightforward process. One would think … Read more
Theres not a one-size-fits-all solution for the number of credit cards a person should own. However, its generally a good idea to have two or three active credit card accounts, in addition to other types of credit such as student loans, an auto loan or a mortgage. Just remember: The number of credit cards you … Read more
Many or all of the products on this page are from partners who compensate us when you click to or take an action on their website, but this does not influence our evaluations or ratings. Our opinions are our own. When navigating the crowded field of 1.5% cash back offers, two almost-identical credit cards from … Read more
Actions that can lower your credit score include late or missed payments, high credit utilization, too many applications for credit and more. Good credit can make it easier to qualify for credit cards and loans, but like staying physically fit, keeping your credit in shape requires diligence. Here are 11 actions that can lower your … Read more
Paying off collections could increase scores from the latest credit scoring models, but if your lender uses an older version, your score might not change. Regardless of whether it will raise your score quickly, paying off collection accounts is usually a good idea. Its possible that paying off a collection account will increase your credit … Read more
Lenders may make accommodations and negotiate with you if you’re facing financial difficulties. Learn what you need to know and how to ask for relief and negotiate your options. [Duration: 2:47] If youve fallen behind on payments for your credit card or other debts, you may not think to turn to your lender for help. … Read more
If you’re worried about being approved for a mortgage due to being on a lower income, this page will take you through what you need to consider before you apply. Getting approved for a mortgage can be challenging when you’re on a low income. With property prices high across the UK many aspiring homeowners worry … Read more