Every time you pull up to a gasoline pump to fill up your vehicle, you have to answer one question: Cash or credit? Well, using a credit card to purchase gasoline can offer multiple advantages over paying with cash, yet many people still insist on paying with cash. We’ll get into those advantages, but first, … Read more
Paying off the mortgage after 30 years was a rite of passage for Americans approaching retirement age, but this once-common scenario is no longer the norm. According to research from Fannie Maes Economic and Strategic Research Group, baby boomers, those born between 1946 and 1965, are carrying more mortgage debt than earlier generations and are … Read more
Paying off student loans has become an increasingly difficult challenge for many Americans. With rising tuition costs and stagnant wages the student debt crisis only seems to grow over time. You may feel pressure to aggressively pay down your loans as fast as possible. However this is not always the best financial decision. Here are … Read more
According to the Government of Canada, a credit score is a 3-digit number that represents how likely a credit bureau thinks you are to pay your bills on time.1 It can be an important part of building your financial confidence and security.1 For example, building a good credit score could help you get approved for … Read more
There’s no limit to how many credit cards you can have – the main thing is not to build up debt you can’t afford. Hey there, fam! Let’s chat about a question that’s prob’ly crossed your mind if your wallet’s startin’ to look like a plastic jungle: how many credit cards is too much? Real … Read more
Join us at Gerald and experience a new way to shop for your recurring and essential household needs. Disclaimer: Activation of cash advances requires a portion to be used for buy now, pay later purchases at Geralds store, Cornerstore. Cash advances have no transfer fees, subscription costs, interest, or down payments. When financial emergencies arise, … Read more
Purchasing your first home is an exciting milestone. But having less-than-ideal credit can make it feel out of reach. If your credit score is 551 or lower you may be wondering if homeownership is possible. The good news is – yes you can buy a house with a very low credit score. However it requires … Read more
In this article, we’ll delve into the intricacies of security clearances, exploring what they entail, the different types, and 5 automatic disqualifiers for security clearances. Getting a secret clearance is crucial for many roles in the government and military that involve access to sensitive information. However, the process is extremely rigorous, with investigators comprehensively evaluating … Read more
The American Express® Centurion Card holds cult celebrity status, even among other premium credit cards. Colloquially known as the “Black Card,” this prestigious credit card is only available to big spenders by direct Amex invitation. If youre curious about this mythical card wielded by A-list celebrities worldwide, read on to learn more. Black cards are … Read more
A 500 credit score falls into the bad range. Youll have trouble getting credit, but your score can recover. Many, or all, of the products featured on this page are from our advertising partners who compensate us when you take certain actions on our website or click to take an action on their website. However, … Read more