A FICO score of 826 puts you in rarefied territory It’s an exceptionally high score that less than 1% of people can claim But is an 826 FICO score good? The short answer is yes – it’s about as close to perfect as you can get when it comes to credit scores, In this article … Read more
Your debt-to-income ratio (DTI) is an important part of how mortgage lenders evaluate your financial health. DTI ratios represent how much debt you have compared to your income. It’s important to know your DTI as you consider buying a home. If you have a high amount of debt compared to income, consider `lowering your debt … Read more
A 720 credit score is at the border between “good” and “excellent” on a 300-850 range. Many, or all, of the products featured on this page are from our advertising partners who compensate us when you take certain actions on our website or click to take an action on their website. However, this does not … Read more
Credit Karma is a popular free credit score service that allows you to access your credit scores from TransUnion and Equifax whenever you want. However, Credit Karma provides VantageScore credit scores, not FICO scores. This often leads to some confusion when comparing Credit Karma scores to scores from other sources. In many cases, Credit Karma … Read more
After a relative dies, the last thing a grieving family member wants is a call from a debt collector asking them to pay a loved one’s debt. Here’s what to know about the rules and your rights when a collector contacts you about a deceased relative’s debts. The death of a parent can be an … Read more
Wondering if it’s cheaper to lease or buy a car? The answer depends on your priorities and factors such as how much you drive. In most cases, buying a car tends to be the cheaper option if you drive a lot and want to use the same car for the long term. However, leasing a … Read more
According to the Government of Canada, a credit score is a 3-digit number that represents how likely a credit bureau thinks you are to pay your bills on time.1 It can be an important part of building your financial confidence and security.1 For example, building a good credit score could help you get approved for … Read more
With Personal Loan rates as low as 6.74% APR, now may be a great time to take care of your finances. Get started by checking your rates. Apply when youre ready. The Annual Percentage Rate (APR) shown is for a personal loan of at least $10,000, with a 3-year term, and includes a relationship discount … Read more
You may have heard an alarming story of a friend driving a new car home only to get a call to bring it back to the dealership because a loan didnt go through. Can a car loan be denied after approval? Though rare, it is possible to believe you are fully approved and learn later … Read more
You can sell a car with an existing loan by first determining your carâs value, contacting your lender and calculating your equity. Then list your car, finalize the price and pay off the loan. So, you want a new car but still owe money on your current one. Not a problem. You can sell your … Read more